How to Modernize Without a $20M Budget or a 3-Year Timeline
Let’s be honest—when most recordkeepers hear the word “modernization,” they picture one thing:
Big dollars. Bigger delays. Endless steering committees.
The industry myth is this: To modernize your retirement platform, you must rip out your core systems and rebuild from scratch. But unless you have a $ 20 M+ budget and a leadership team willing to wait 3+ years for ROI, that approach just doesn’t add up. And the truth is—you don’t need it. What you need is a smarter, faster path forward.
You don’t need a monolithic rebuild. You need a surgical roadmap that delivers results in months, not years.
At Convergent, we help retirement firms modernize with momentum, not mayhem. We focus on practical outcomes, fast delivery cycles, and high-value wins. Here's how we do it:
Start with value, not vanity. We prioritize the real operational and participant pain points—the ones costing you time, money, or client trust—and then solve them fast.
Decouple experience from the core. You don’t need to rewrite your recordkeeping engine to launch modern APIs, dashboards, or participant tools. We build around what works and isolate what doesn’t.
We deliver in 90-day blocks. There are no multi-year mystery projects. We deliver measurable results in focused, 90-day increments, giving you the flexibility to adjust and expand as you go.
Modernization Isn’t About Spending More—It’s About Gaining Traction Sooner
It’s not the size of your budget that matters. You can generate meaningful progress within a timeline and investment that makes sense.
At Convergent, we help you launch high-impact improvements this quarter, not in “Phase 3” of a roadmap that never sees daylight.
Let’s modernize where it matters—without breaking the bank or the calendar.
Contact us to discuss your modernization goals. We’ll help you proceed with confidence, speed, and measurable results.
