Pre-Built Frameworks That Accelerate Results

At Convergent, we don't just consult—we deliver. Our growing suite of pre-engineered solutions is built specifically for the needs of recordkeepers, TPAs, and wealth management platforms. These modular frameworks reduce development time, enhance operational precision, and allow clients to focus on growth instead of reinventing core processes.

Proven Tools. Purpose-Built for Retirement.

These solutions are built from the ground up for the retirement industry—delivered by a team that understands compliance, volume, and participant impact. Whether you're launching a new platform or fixing critical bottlenecks, Convergent’s solutions let you move fast and scale smart. Our clients use these frameworks to reduce risk, accelerate delivery, and align operations across internal and external teams. Combined with our platform expertise and support services, they provide an execution advantage that few can match.

Our engine automates document generation, batching, and mailing—supporting participant notices, plan statements, and compliance files. It integrates with triggers, handles complex plan cycles, and ensures everything is sent on time.

Clients use it to replace manual scripts, reduce print errors by 90%, and maintain audit-ready transparency. With full support for file types, dynamic rules, and end-to-end tracking—including print vendor integration—it offers a complete fulfillment solution from file to mailbox.

Document Fulfillment & Mailing Engine

Accelerate onboarding with an end-to-end toolkit that manages everything from data intake and rule validation to plan setup and templated testing. Used successfully across 1,000+ plans, this framework standardizes configuration while reducing cycle time by up to 50%.

The solution includes role-based workflows, template libraries by plan type, and pre-configured checklists that ensure consistency and reduce downstream errors. It is especially effective for firms onboarding multiple micro or start-up plans each month. Optional integration with CRM and compliance tools ensures seamless tracking from sales handoff through go-live.

Plan Onboarding Framework

Based on 18+ full-scale migrations, our project-tested templates streamline everything from mapping and QA to participant communications and compliance. These blueprints reduce risk, eliminate guesswork, and help teams execute conversions with clarity and confidence.

The toolkit includes plan-level mapping guides, communication timelines, QA scripts, file staging trackers, and risk mitigation plans. It supports multi-phase transitions, vendor coordination, and audit trail requirements, giving program managers the playbook needed for execution without surprises.

Conversion Blueprint Templates

Ingest, normalize, and validate payroll files across formats like CSV, XML, and JSON—complete with exception logging and alerting. This flexible framework simplifies onboarding and reduces manual review across recurring contributions, loans, and deferrals.

The solution is fully extensible and supports custom employer schemas. It flags missing participants, detects formatting issues, and integrates with batch ACH generation—reducing daily manual effort while improving file quality. Advanced reporting modules allow administrators to track errors and employer compliance in real time.

Payroll File Processing Framework

Automate ACH generation, apply plan-specific rules, manage reversals, and handle edge-case workflows. This toolkit ensures accurate, repeatable posting logic while improving visibility at the participant level.

It includes detailed logging for audit purposes, exception routing, and a rollback engine to handle mid-cycle data corrections. Designed for scalability, it supports both daily valuation and monthly cycle plans. Integrated dashboards help operators track posting status, approval delays, and unresolved transactions across cycles.

Contribution & Loan Processing Toolkit

Real-World Results

These examples show how our pre-built solutions perform in production—solving bottlenecks, improving compliance, and accelerating critical processes for firms across the retirement ecosystem.

  • Automated Document Delivery at Scale

    A large recordkeeper faced frequent delays and audit issues due to fragmented document generation and mailing processes. Convergent deployed its Document Fulfillment & Mailing Engine, automating plan cycle scheduling and integrating with external print vendors. Within weeks, compliance errors dropped by 85% and mail delivery turnaround times improved by 40%.

  • High-Volume Plan Onboarding

    A fast-growing TPA was struggling to onboard 100+ new plans monthly with a small internal team. Using Convergent's Plan Onboarding Framework, they standardized data intake and implemented rule-based validation and testing. Onboarding times fell by 45%, with far fewer downstream corrections and escalations.

  • Conversion Done Right

    During a multi-phase migration, a mid-sized provider used Convergent’s Conversion Blueprint Templates to guide plan mapping, participant communications, and QA. The result: 99.9% data accuracy, zero plan outages, and clean audit logs—delivered ahead of schedule.

  • Payroll File Processing Modernized

    A national platform was dealing with inconsistent payroll files from hundreds of employers. Convergent’s Payroll File Processing Framework flagged issues early, normalized formats, and reduced manual corrections by 70%, improving processing speed and data quality.

  • Smarter Loan & Contribution Workflows

    A client with high-volume daily processing experienced errors and bottlenecks in loan approvals and ACH timing. With the Contribution & Loan Processing Toolkit, they saw a 60% drop in exception rates and gained real-time visibility into every posting event.

Ready to Deploy?

Explore our Services or Contact Us to see how our frameworks can support your roadmap and deliver immediate value.